Top Insurance Companies for High-Risk Drivers.
As a high-risk driver, you will be searching for a while before you come across an auto insurance company willing to do business with you and you will be surprised at how high the rates will be. You will actually be ignored by some of the companies. When you have been considered as a high-risk driver you may not be aware until the insurers keep turning you down. Expect to pay 130% in auto insurance premiums if you have been in an accident whereby you are deemed as the party on the wrong. This will also happen when the accident left people with bodily injuries. DUIs are the worst because they will increase the premiums up to 150%. From this, you can already tell that most companies shun high-risk drivers and those who are going to give you their time are not likely to give you fair rates. Even if some companies may claim to cater to this category, you need to scrutinize them before signing up. Some will not have great deals.
The major insurers don’t usually offer their services to high-risk drivers. However, don’t question your driving skills just because you are in this category. It might have something to do with being newly licensed, your location and also your age. If you own an exotic vehicle or your credit score is bad might put you in this situation. However, there are companies that can still help you in such a situation. One of the well-loved companies that will assist you with this is GEICO auto insurance. It is an abbreviation for Government Employees Insurance Company. You will be charged relatively fair rates for a bad driver. It is a company a lot of people are happy to be in business with. 56 have had complaints. It is the second largest company in auto insurance and it covers more than twenty-four million vehicles.
If you are a military member or an employee of the federal government you will enjoy further discounts. It is not just individuals who are doing business with GEICO given that there are over 500 organizations and even associations who have bought auto insurance policies from them. You will also find State Farm Insurance great. It has been in the industry for such a long time dating back in 1922. 27 at the moment. This rating was calculated from ten thousand reviews. More than half of the respondents were very happy with their services. Some of the customers have said that it is a great company with reasonable prices and also great for teen drivers.